Car Finance Claim Assistance
Our experienced team at Fair is here to evaluate your unique situation and guide you towards the best possible outcome.
What Are Mis-Sold PCP & HP Car Finance Claims?
You may have been overpaying on your car finance agreement. If you received poor advice, weren't informed about commissions, or were charged higher interest than necessary, you might have been mis-sold your finance. Lenders could have misled you about extra costs or inflated interest rates.
Here's how you can identify and start the process of making a claim for mis-sold PCP (Personal Contract Purchase) or HP (Hire Purchase) car finance.
What Compensation Can You Seek?
If you were mis-sold a car finance agreement, you might be entitled to significant compensation. This could include undisclosed commissions, improper affordability checks, or inflated interest charges.
Who Can File a Claim for Mis-Sold PCP or HP Car Finance Compensation?
If you financed a car through PCP or HP between 2007 and 2021, you might be eligible for compensation.
You may qualify if:
- You financed a car through PCP or HP before January 28, 2021.
- There was a commission arrangement between your lender and broker.
- You were unaware of the dealership's commission.
- You weren't informed about potential extra costs, like damage charges.
Types of Car Finance Claims We Handle
Mis-Sold PCP Car Finance Claims
If you suspect you were misled into a PCP finance agreement, we’re here to help.
- Did you finance a car through PCP between 2007 and 2021?
- Were you unaware of any commission payments?
- Was the total cost of your PCP finance over £15,000?
Mis-Sold HP Car Finance Claims
If you’ve been affected by a mis-sold HP finance contract, we can assist you in reclaiming what’s rightfully yours.
- Did you enter an HP finance agreement between 2007 and 2021?
- Were you not informed about commission payments?
- Was the total cost of your HP finance over £15,000?
You can claim for free, without using a CMC first to your finance provider or to the FOS/FSCS. Fair is a trading name of Reclaims4U Ltd. Reclaims4U Ltd is authorised and regulated by the Financial Conduct Authority FRN 830181. Registered in England and Wales No. 6651869. Data Protection registration No. Z1480043. Reclaims4U Ltd is a Claims Management Company (CMC).